the Bank Personnel are employed at two levels

Clerical
the main task at the clerical level are to maintain account books and to maintain account books and documents  and attend to the customers at the counter.

Managerial Level

the manager job involveds organizing,controlling and supervising banking activities or holding overall charge of the one or more departments or branches.this chapter deals with the work at the managerial level.

Banking in general refers to receiving deposits, transferring funds ,and providing loan and credit facilities.

Retail Banking  implies routine transactions like deposits and withdrawls ,money transfer, foreign currency exchange and travelers cheques encashment.

Personal Banking  deals with loans,credit and mortgages,insurance policies ,investment schemes,pension funds ,and advice to customers on various financial matters.

Corporate Banking  this division caters to the banking needs of the corporate houses.Interaction are here with large
companies and government agencies.The banks ensure that the banking activities of corporate houses are carries out smoothly

corporate finance  includes credit risk assessment and advidising clients on corporate mergers and acquisitions
,raising capital , and devising strategies regarding cometitiors and outside factors.

Merchant Banking  it is an activity where merchant bankers renders varied fund based financial services.Investment
management is the primary concern of this divison. it could be on the behalf of corporate clients or institutional
investors.it involves activities like managing capital issues,portfolio management,underwruiting of securities,
international financing,public issue management and buying and selling of shares.

A BA/B.Sc. degree in any discipline from recognized university ,graduate in engineering ,computer science
or Law Chartered or Cost accountants . Preference is given to those who have passed the Indian Institute of Bankers
Examination. 

Most private bankers prefer management graduates from premier management schools or professional in accountancy,
finance experts and economists with post gradualt qualification.

Employment as a bank officer would be in:

RBI or Any of the Religion Reserve Banks , State Bank of India or one of its associate banks, Any nationalized bank,A private-sector bank,An Indian branch of a foreign bank

Several financial institutions and some industrial houses and sharebroking firms have their own merchant banking divisions acting as lead managers and underwriters for public issues of shares and debentures.

Banks have also begun to recruit professionals such as lawyers, engineers, agriculturists and experts from a range of different fields depending on consumers they service. Those trained in computers and electronic engineering are required to maintain the hardware, and plan and programme the software required by the banks

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